
Perspectives from the Path
Dangerous Devotion to Dividends
Devotion to dividends may be hurting returns and increasing risk. Investing is difficult, and often made more difficult by our biases and misconceptions. Here are the facts.
What’s the Fastest Growing Charity? Donor-Advised Funds!
The growth of donor-advised funds has been outpacing the growth of all other giving vehicles. Donor-advised funds, or DAFs, are 501(c)3’s designed to simplify charitable giving; allowing donors to stage out their giving while also optimizing their charitable deductions.
Book Review: Family Trusts
Family Trusts by Goldstone, Hughes Jr., and Whitaker will help you answer: “What is the reason for my trust?” and “Will this trust enhance the lives of the beneficiaries?”
6 Tips for Giving in Harvey’s Aftermath
Tips for making the most of your philanthropy when giving to victims of Hurricane Harvey.
Book Review: The Investment Answer
The Investment Answer addresses a surprisingly wide array of investment and financial planning topics. Designed with novices in mind, the book provides simple, yet useful investment guidance in an accessible format. Here’s our book review.
We Are Our Own Worst Enemies: The High Cost of Emotional Decision Making
Many of us fall victim to behavioral biases and emotional-decision making. But the evidence says that ETFs and index funds are more efficient than high-cost, actively managed funds.
Investors Wasted Half a Trillion Dollars Trying to Beat the Market
According to our rough analysis, over the past decade, mutual fund investors wasted about half a trillion dollars on unrewarded active management expenses.
The Cost of Unnecessary Complexity… and How to Avoid It
Our intellectual curiosity drives us to understand the complexities of financial instruments and estate planning tools that provide real advantages, but from there we aim to protect you from unnecessary complexity and keep our solutions understandable, measurable, and affordable.
The Evolution of ETFs
How have exchange-traded funds (ETFs) changed over the past 25 years? Here’s the good, the great, and the god-awful of ETFs.
An Introduction to Treasury Inflation Protected Securities (TIPS)
What are treasury-inflation-protected securities (TIPS)? TIPS allow investors to lock in a “real yield” by providing a return hedged against both default and inflation. Download our white paper to learn more.
An End to Charitable Deductions?
The proposed charitable deduction tax reform would reduce the percentage of American taxpayers who itemize and take the charitable deduction from 25% to 5%. This could cost the nonprofit sector billions in lost revenue.
Book Review: The Incredible Shrinking Alpha
Active management is a loser’s game, which will only get tougher to win going forward. Swedroe and Berkin dive into the de4creasing pool of available alpha in their book, “The Incredible Shrinking Alpha.” Read our review.
Investment Shock Absorbers: The Importance of Diversification
“The smart thing to do is to diversify, spreading your portfolio across different securities, sectors, and countries. That also means identifying the right mix of investments that aligns with your risk tolerance, which helps keep you on track toward your goals.”