The success rate for active managers has not been very good. In fact, it has been downright awful. It is really hard to beat an index. If you or your advisor are pursuing traditional active management, you’ll need to depend on some serious luck. The decisions you or your financial advisor make around the types of managers and investment strategies you invest in can make a big difference in your long-term returns.

“Star-rating” or similar ranking systems have been popularized by Morningstar and Lipper. Should you use these when selecting a fund?

“Since US stocks are doing so well, why should anyone hold international stocks?” Here are at least six reasons to keep a global focus when investing.

We tend to get focused on one side of the coin or the other, yet few things are that clear. Investing takes time, perspective, and patience. Each year, there are good things and bad things, still, the world doesn’t end. Here are the top 10 good/bad things of 2018.

With the recent market swells, I imagine many of you are feeling some queasiness. It’s important to keep a long-term focus as you invest.

5 common investor biases are overconfidence bias, self-attribution bias, mental accounting, loss aversion bias, and home bias. How will you overcome your behavioral biases? Or will they negatively impact your portfolio?

Don’t let those bond managers sell you on coupons alone! You need to know what you paid, the likelihood of getting future coupon payments and the par value, and how long until you get the par value back. Knowing these details allows you to effectively evaluate your bond and/or manager.

It is really hard to beat an index. If you or your adviser are pursuing traditional active management, the odds are stacked against you winning. Passive management has been growing in recent years for this reason.

Devotion to dividends may be hurting returns and increasing risk. Investing is difficult, and often made more difficult by our biases and misconceptions. Here are the facts.

Many of us fall victim to behavioral biases and emotional-decision making. But the evidence says that ETFs and index funds are more efficient than high-cost, actively managed funds.

Our intellectual curiosity drives us to understand the complexities of financial instruments and estate planning tools that provide real advantages, but from there we aim to protect you from unnecessary complexity and keep our solutions understandable, measurable, and affordable.