2022 served as a helpful reminder to many as to why international stocks typically belong in a well-diversified and well-designed investment solution. While international markets were still down in 2022, thankfully they were down less. We don’t know what will happen as we enter 2023. Thankfully, we are not in the business of guessing what will happen in the short term. We are in the business of building efficient portfolios in line with client goals, and for most individuals, this should include the diversification benefits that come from international markets.